Kiva Zip, launched several months ago, offers interest-free loans. Unlike a typical Kiva loan, there is no MFI in the middle who administers the loan; the funds go directly from Kiva lenders to the borrower.
Since there’s no MFI to screen loans, Kiva Zip loans are often endorsed by someone who knows the borrower personally.
You can see Kiva Zip loans by clicking on the Kiva Zip icon in the sidebar. You can also lend using your Kiva account funds.